The Indexing Manifesto: Why Passive Wins for Most Investors

Active fund managers charge higher fees to 'beat the market'. However, data shows that over long periods, the market usually wins.

The SPIVA Data

The SPIVA (S&P Indices Versus Active) reports consistently show that in the large-cap space, active managers struggle to outperform their benchmark index after accounting for fees and survivor bias.

Simplicity is Alpha

Investing in a Nifty 50 or Nifty Next 50 index fund gives you instant diversification, low expense ratios, and zero manager risk. You are essentially betting on the growth of the top 50 companies in India.

When Active Makes Sense

Active management can still offer value in less efficient markets, such as small-cap or micro-cap sectors, but for the core of your portfolio, indexing is the most efficient protocol.